Share Rates

Fees

Home Equity & Mortgage Rates

 

 

 

 

 

 

LOAN RATES *
Effective Date: 05/01/2017

 

Share Savings Secured

As Low As**

100% Share Secured

2.75% APR

50% Share Secured

5.75% APR

25% Share Secured

7.00% APR

 

New Car Loans

As Low As**

New Car Loan

.99% APR

 

Used Car Loans

As Low As**

5 Years old or Less

2.49% APR

6 Years old or More

4.25% APR

 

First Time Buyer

As Low As**

New

7.49% APR

5 Years or Newer

8.99% APR

6 Years or Older

10.99% APR

High Mileage

12.99% APR

 

High Mileage

As Low As**

90K+

6.25% APR

 

Trailer Homes

As Low As**

25% down payment required

12.50% APR

25% down payment required

12.50% APR

 

Motorcycles-Registered for Highway

As Low As**

New

3.00% APR

Used

5.00% APR

 

Vacation Loan

As Low As**

Loan

8.00% APR

 

Unsecured Loans

As Low As**

$5,000 Maximum with One Signature

8.00% APR

$10,000 Maximum with Co-Signature

7.00% APR

 

Smart E-Loan

As Low As**

Up to 5 Years

4.25% APR

Up to 7 Years

4.75% APR

Up to 10 Years

5.75% APR

as low as .99% APR
for qualifying measures

*Interest rate is based on term and individual credit score.
**APR=Annual Percentage Rate

Refinancing an existing WFCU loan adding $1,000 or less of new money is subject to a processing fee of $50.